These Terms of Service govern your access to and use of CostofLivingWire.com. By using the site, you agree to these terms.

Informational nature of content:

Cost of Living Wire is a news and information publication. Our articles, analysis, charts, and guides are provided for informational and educational purposes only.

No professional relationship:

Use of this site does not create an advisor-client, attorney-client, or other professional relationship between you and Cost of Living Wire.

Intellectual property:

Unless otherwise stated, the site’s content, design, branding, graphics, and original editorial material are owned by Cost of Living Wire or used with permission and protected by applicable law.

User conduct:

You agree not to misuse the site, attempt unauthorized access, interfere with operations, introduce malicious code, or submit unlawful, abusive, or infringing material through any interactive feature.

Third-party links:

Articles may contain links to third-party websites or services. We do not control and are not responsible for those third-party properties.

Accuracy and timeliness:

We strive for accuracy, but prices, policies, and economic data can change rapidly. We do not guarantee that every page will remain current at all times.

Disclaimer of warranties:

The site is provided on an as-is and as-available basis to the fullest extent permitted by law.

Limitation of liability:

To the fullest extent permitted by law, Cost of Living Wire shall not be liable for damages arising from use of, or reliance on, the site or its content.

Governing law:

These terms are governed by the laws of New York, without regard to conflict-of-law principles.

Changes:

We may update these terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.

Contact:

Legal questions may be sent to legal@costoflivingwire.com.